The dramatic rise of financial fraud has turned into a scary trend in today’s world. In accordance with recent studies, approximately 9.2 million Americans experienced identity theft crimes in 2004, costing consumers $5 billion, and banks and corporations $48 billion. The growth of these crimes has triggered a renewed curiosity about advanced security means. Institutions are increasingly demanding more reliable, less costly authentication and authorization for everyday activities, such as for instance performing financial transactions, boarding an aircraft, entering a secure physical location or crossing international borders.
Biometrics can be an emerging technology that’s quickly garnering wide attention because of its promises to ease security breaches and offer methods to key challenges, such as for instance financial theft and fraud, faced by real-world enterprises. Biometrics is used to verify identity through physiological traits or behavioral characteristics that are unique to every individual and can not be forgotten, lost or stolen. 검증업체 It can take the shape of several different techniques such as for instance hand geometry, iris or retinal scans, dynamic signature verification, face and voice recognition, fingerprinting and others.
Biometric handwriting characteristics are absolutely unique to someone and virtually impossible to duplicate. Therefore, handwriting still remains one of the most powerful human identifiers today. In dynamic signature verification, multiple biometric characteristics of a trademark involved are scrutinized and compared against a guide signature kept on file to produce a conclusion about assess the confidence value of the signature’s genuineness. If several genuine reference signatures are available, the measure of the stability of the particular feature is developed and used to estimate the possibility of deviations observed in the questionable signature.
Probably the most advanced signature verification systems employ a powerful combination of engines using different approaches for comprehensive signature verification. Each engine analyzes biometric characteristics such as for instance speed, acceleration, deceleration, stroke sequencing and length, pen pressure and timing information received directly during the act of signing together with other innovative technology that scrutinizes signature shape. Finally, the results received from various ways of analysis are combined to offer a dependable measure of the likelihood of coincidence involving the signature involved and genuine reference signature(s). The success of dynamic signature verification such systems relies on analysis of graphical representation of a trademark and biometric characteristics received during the procedure of signing. Usage of several independent methods of analysis contributes to a remarkable performance improvement and adds substantial robustness to the signature verification software.
Because there are many different characteristics active in the analysis, the biometric signature verification technology can ensure a high efficiency of verification even when certain characteristics of signing (i.e. pressure) aren’t tracked. This important facet of signature authentication reduces dependence on the type, specifics and quality of pen-enabled or pointing devices. As an example, pressure characteristics are very important if the signature is obtained on pressure sensitive devices and less important if captured on pointing devices constructed into many laptop computers that aren’t sensitive to exerted pressure.
Technological advancements have increased the accuracy of biometrics systems while making them more widely affordable as a practical method of verification. Due to the degree of reliability, convenience and high security that biometrics provides, it is used extensively in a number of applications to offer a competitive edge to alternative technologies. At the same time, not totally all biometric methods are equally acceptable in all industries and all applications. One of the greatest challenges of biometrics are privacy concerns due to its relatively intrusive nature. It is because of this, like, that fingerprinting and iris scans aren’t accepted in several retail, banking and financial services applications. Dynamic signature verification is an infinitely more easily digested biometric method of identification. The act of signing one’s name is socially accepted and commonplace in our legal and commercial lives. Therefore, individuals are less inclined to object with their signature being confirmed as compared to other possible biometric analyses. This permits dynamic signature verification to be seamlessly built-into existing working processes.
Not only is dynamic signature verification the least controversial of current biometric methods on the market, it can be one of the most accurate, intuitive, fast and affordable and operates with compact data. Each one of these factors ensure it is an ideal solution for document authentication and enterprise workflow. Nowadays a wide selection of equipment is available for digitizing signatures: palmtop or PDA-type devices, digitizer tablets, pointing devices, and smart phones. Biometric signature verification software universally supports any kind of pen-enabled input device where a trademark is written.
The perfect solution is can supports any signature authentication application, from homeland security to banking and retail applications, providing organizations and individuals with enhanced security and control within the documents and transactions that are originated, transacted and stored in today’s business environments. Predicated on state-of-the-art technology, signature verification software extracts maximum data concealed in a biometric signature, captured with a digitizer, and converts the data to information that enables a far more reliable detection of forgery than any other solution available on the market, including manual verification.